What happens if I stop paying after the first 12 months? Is there a reinstatement fee?

If you decide not to continue your account after the first year, then your account becomes inactive.  There is a reinstatement fee to reactivate your account, however we do give you a 60 day grace period with no fees or penalty.  After 60 days to 6 months of inactivity you will be required to pay a $79 administrative fee, then you will be billed $8 a month thereafter to keep our account active.  To reinstate an account that has been inactive for longer than 6 months will require a $250 administrative reactivation fee, then you will be billed $8 a month thereafter to keep your account active.

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